Safeguarding physical securities (such as share certificates) is cumbersome. Physical security certificates are prone to damage or theft. In addition, trading using physical securities involves a lot of paperwork and therefore, the process is time-consuming. You may also find it tough to organize and track your physical securities. A Demat (Dematerialization) account helps you solve…
An investor needs to be aware of the fact that the worth of an investment tool cannot be determined just by looking at the interest rate. A good deposit scheme should also provide convenience, flexibility and expert assistance to the investor. For Sukanya Samriddhi Yojana and Fixed Deposits, here’s how you can look at the…
Indian financial market offers several investment instruments. An individual can select from a long list of options including their risk-appetite and financial requirement. These range from high-risk options like market dependent instruments to low-risk assured return instruments like fixed deposits. As of 2017-2018, fixed deposits contribute to a total of 57.7% of the total investment…
As the brink of retirement approaches nearer, investors should be very diligent while preparing their investment plan. Besides fulfilling the saving criterion, it should also bring a viable income. According to financial experts, an ideal portfolio for investment should consist of both low risk and high-risk investments. However, the end decision is dependent on the…
Everyone wants to know how to invest money to grow the portfolio and generate a higher return. However, the same cannot be achieved without making a due analysis of the purpose of investment, available time horizon and risk appetite of the individual. Many investors only look for a higher return, but forget the importance of the liquidity of…
Though a salary of Rs.25,000 may seem sufficient to cater to your present needs, it may fall short in the coming years when you have more responsibilities. Combine this with inflation, and you are sure to see why investing regularly is essential. If you’re on the fence, take a look at this table that outlines…
Investing and gaining profit out of the investment sounds so good. It’s like you are making money from the money that you have. However, investment sometimes does not go in your favor. Which means that you have to bear a loss. As they say, investment is indeed a gamble. You never know what is in…
A collective investment vehicle is any unit that allows investors to deposit their cash and invest in the form of people, instead of buying securities instead of buying securities. The most common types of collective investments vehicle class measure mutual funds, exchange-traded funds, group investment plans, and capital funds. Group Investment Schemes Class Measures are…